D4 Chart: Caturthāṁśa

When we divide the rāśi into four parts we have four divisions measuring 7°30’ each. These map into the kendra from every rāśi and are called caturthāṁśa when reckoned regular and direct from the sign. For example, the first caturthāṁśa for Pisces is Pisces, second is Gemini, third is Virgo and the fourth is Sagittarius. Such a reckoning brings the focus to the first physical level related to the fourth bhāva which is property and lands.

D4-V Chart: Turyāṁśa (Vedāṁśa)

However, we also have a secret way of determining a special D4 Chart called the Vedāṁśa or Turyāṁśa.

Since the kendra relate to Bhagavan Viṣṇu, these are also the contributor of bhāgya (destiny, fortune) of the native. Further, the there are four Vedas and Brahma with his four heads sings the four Vedas in the four gāyatrī of the day. A very fine introduction to the D4-V Chart and its usage.

Lady worships Shiva Linga near river

Warning: There are words in here which you may not understand, like argalā or ārūḍha. This will be taught in later years of this course.

The fourth house is a quadrant and form one of the four pillars on which the horoscope is founded. It rules such vital matters as mother (significator: Moon), Vehicles (significator: Venus home & buildings (significator: Ketu) land (significator: Mars), motherland (significator: Venus), Childhood, wealth from real estate, land like mining, Petrol etc, education significator: Mercury especially formal education, relatives (esp. Maternal) happiness (significator: Jupiter & Venus for luxuries etc. Thus, a proper examination of the fourth house will require an in depth examination of a number of divisional charts. These include the Caturthāṁśa (D-4) wherein home and properties are studied Dvādaśāṁśa (D-12) for mother and other elders comprising the cultural heritage, Śoḍasāṁśa (D-16) for vehicles and all other luxuries that make living comfortable, Horā (D-2) for wealth that would accrue from real estate, Dasāṁśa (D-10) that is examined for profession that would be related to real estate/ mining etc., Caturvimśāṁśa (D-24) wherein the formal and informal education and other skills learnt are examined, Khavedāṁśa (D-40) wherein the good and evils from maternal relatives and Karma inherited from the mothers side is examined, and Akṣavedāṁśa (D-45) wherein the karma inherited from paternal elder relatives is examined.
Planets in the fourth house have direct argalā (intervention) on the ascendant and can alter the na­ture of the ascendant. Malefics like the Sun, Mars, Saturn or Rāhu (in the increasing order of evil) can considerably damage a chart.

If the Sun is in the fourth, the happiness is reduced unless the fourth is Leo or such sign where the Sun is strong like Aries. The native is called upon to take a number of responsibilities on account of parents and proves to be an ideal child in that Sense. The argalā of the Sun on the ascendant produces a good soul and god fearing disposition, gives a robust personality fond of pomp, show & glitter.

The Moon in the fourth house gives a happy disposition and good learning. Being a watery planet Jaimini ascribes travels like river, lake or sea voyages to this position of the Moon. Unless afflicted by Saturn the native is blessed by his mother and is always fortunate being helped by ladies. Since Jupiter gets exalted in the fourth house of the natural zodiac, some astrologers add the birth of a son to this posi­tion of the moon. However the general principle to time birth is to see the trines, 7th & 12th houses from the concerned bhāva (house). For example, if the birth of children is being predicted, the planets in trines to the 5th house, its 7th & 12th houses can give the birth of a child. Thus, the birth of a child can occur during the period of a Moon in the fourth house as it is the twelfth from the fifth house. The native shall be religious and respectful priests.

Mars in the fourth is considered an unfortu­nate combination. By its nature it will give poverty, anger, family disturbances especially for parents, troubles, problems pertaining to real estate business, instability of residence and a dilapidated/broken down/badly located home, great labour in childhood etc. Since it has argalā on the ascendant the traits of Mars like bellicose disposition, short temper, hard heartedness etc. will be seen in the native and will mark a period of misfortunes. However, if Mars is placed in its own signs ownership of lands and prop­erties is assured while if placed in Cancer or Taurus, the negative impact on the nature of the native is negligible as the fire of Mars is quenched.

Some astrologers opine that Mercury in the fourth is ineffective. Excellent vehicles and wealth are assured as well as good education. As Mercury rules the speech, the native may have oratorical skills or may be a singer. Since the fourth is the place of mating, it is likely to give many love affairs and disturbances at home. He may be troubled by his paternal inheritance and tends to accumulate useless items like a child.

A well placed Jupiter in the fourth house gives education, home, happiness, vehicles, proper­ties etc. Its argalā on the ascendant works like a divine shield against various evils and can give name, fame and reputation. A happy home is vouchsafed. Early life will be easy, luxurious and peaceful and parents will be a great asset.

Venus in the fourth gives excellent friends, properties, vehicles, spouse, home and happiness. The childhood is very happy and comfortable and the parents are fortunate. Education is also very good. If Venus is with Ketu and Mars in the second or fourth house a rājayoga is constituted that will begin function­ing in early life.

Conversely Saturn in the fourth causes one to be selfish, conceited and hard hearted. The home is dirty or dilapidated. Besides causing argalā on the ascendant, Saturn also aspects the same indicating a lazy person who will always be troubled due to his own errors/ isolation. He is overburdened with work (planet in fourth aspects the tenth) and is always pulled down due to the same as well as domestic bickering. Even if well aspected or conjoined, Saturn cannot give permanent happiness. Sorrow, especially in childhood is assured. The source of sorrow is seen from planets/signs influencing Saturn. For example, if the Moon conjoins Saturn the early demise of Mother could be a shock to the young child. A lot of physical effort will be required to achieve success and de­pending on signs, yogas etc., the same may come late in life.

Rāhu in the fourth can be damaging for all matters of the fourth house unless exalted or in own sign (Aquarius). Unless the Moon is placed in the fourth or twelfth house or in strength, early demise of mother may occur. Even in such places, the Moon should have pakṣa bala and should not be in gaṇḍānta or dagdha or śūnya tithi. The native may be addicted to pleasures and could, consequentially take to bad ways thereby ultimately seeing a lot of sorrow. Since Rāhu will have argalā on the second, it will influence wealth and sudden rise/fall in the same will occur. Rāhu in the fourth can either produce a saint or a fraud depending on the nature of the planets in the ascendant. If sāttvika planets like the Sun, Moon or Jupiter are in the ascendant, a saint is produced. Contrarily, if tamasic planets like Mars and Saturn occupy the ascendant, a fraud is produced. Rājasik planets Venus and Mercury will give results on the basis of placement, conjunction aspects etc.

Ketu in the fourth is auspicious for landed properties and buildings and income from the same. However, associates and friends could belong to the lower categories and the native will be luxuriant. Troubles in inheritance and family peace are indi­cated. The native will be hard hearted and short tempered and will tend to ascribe to groups or gangs. Ketu in Sagittarius is considered auspicious.
The Lord of the fourth house is the control­ler of happiness and hence determines all that will motivate the native inwardly. Its placement in the third or sixth house may make the native fond of combat. If it is in the ascendant, being in trines to the ninth house, he will have good relations with his father and will gain from father’s position/authority. Instead in the second, the native will hanker for wealth and will be inimically disposed to his father. In the tenth, the fourth lord tends to make home/mother unstable and relation between the parents may be constrained. However professional success is also indicated. Some astrologers opine that the fourth Lord in the seventh house makes one exceedingly learned. However, the fourth lord would oppose the ascendant and unless other factors are strong a high education may not be assured. Instead, the fourth Lord in an Upachaya (3, 6, 10 of 11th house) does indicate growth of the fourth house especially if it is Vargottama or conjoined/ aspected by the lord of a trine (1st, 5th or 9th house). Such an association would constitute a rājayoga and will lead to the growth of the house. Instead even if the fourth Lord is placed in a quadrant, if it associates with the Lord of a duṣthāna (3rd, 6th, 8th or 12th house) the house will suffer.

There are other small riders that should be borne in mind. For example, the fourth Lord in the eighth house is always bad excepting the Sun in Sagittarius where, as the fourth Lord it will surely give properties in foreign lands. If the fourth Lord conjoins/ aspects any of the significators like the Moon, Mars, Ketu etc., such signification of the fourth house is enhanced. For example the fourth Lord conjoining Mercury and the Moon gives Sāradā Yoga (a name of Goddess Sarasvatī the divine teacher) and great learning, writing etc., is indicated in the chart. If instead it conjoins Mars or Ketu, lands/buildings are obtained and Venus conjoining gives excellent vehicles while Jupiter gives happiness and prosperity. The relation­ship with one’s mother shall depend on the placement of the fourth lord from lagna lord as well as from the Moon. It will also depend upon the placement of the Moon from Āruḍha Lagna. If the Moon is in the 7th or 12th from Āruḍha Lagna, there is friction/losses due to one’s mother and hence, relationship is not smooth. Similarly if the Moon is so placed from Upapada, the friction/losses are due to mother -in-law.
The Ārūḍha pada of the fourth house (A4) is called Mātṛ Ārūḍha or Sukha Pada and its placement in quadrants/ trines from Arudha lagna indicates the blessings of properties, home, mother etc. If the Sukha Pada is in the 3rd/11th house from Arudha Lagna there is a friendly relationship with the mother. If the matruarudha is in the 6th house form AL enmity results, if in the 8th house from AL, the mother belongs to a poor family and if the 12th house, losses are indicated. If the chara matru karak (planet that becomes the temporary significator of mother in a chart) is placed in a dusthana from the matru arudha, mother may have poor health. If each of the sthira karakas (fixed significators) of the fourth house is well placed from the matru arudha, the signification prospers. For example, if the matru arudha (A4) is the sixth house from Arudha lagna with the exalted Moon in it, the native’s mother will surely be powerful and prosperous, but the relationship with mother will not be good.

The placement of the fourth Lord from the fourth house also indicates the source of happiness etc. or its denial. For example, if the fourth lord is in the twelfth house, it will be in the ninth from the fourth house and the native will be denied happiness from father.
{tab=Sibling Rivalry}

Sibling Rivalry

Male born on 13th November 1957 at 5 am at Delhi (28N39, 77E13).
Kārya bhāva: Rāśi (D1) Capricorn with its lord Saturn in Scorpio in bādhaka sthāna from it. Capricorn has the graha dṛṣṭi of Jupiter, which as the 6th lord may bring in troubles with elder siblings having wrong desires on his property share. The aspect of Mars as bhūmi kāraka on its sign of exaltation is good for properties but as a dire malefic (māraka) for Libra lagna, its aspect on the 4th house will bring suffering related to home and property, especially since Mars conjoins the bādhakeśa Sun in debility eclipsed by Rāhu.

Kāraka: 4th lord of Rāśi chart Saturn is not in own sign and is instead in Scorpio. Therefore, the dispositor of Saturn i.e. lords of Scorpio (Mars or Ketu) shall act as the anitya kāraka (instead of nitya kāraka). Since Mars is stronger than Ketu, it shall be the anitya kāraka. In this particular case we do not have conflict as Mars is also the nitya kāraka (natural or naisargika kāraka). Note that the kāraka is afflicted by 11th lord (also bādhakeśa) in debility in rāśi chart and also conjoined its terrible enemy Rāhu confirming cheating by elder siblings.

Caturthāṁśa: In D4 Chart, Mars is exalted in the 4th house which promises good properties in the family and as such the placement of Saturn in the 8th house would promise inheritance. But as 4th lord in 8th house, Saturn also shows some struggle related to inheritance.

There is graha-mālikā yoga (garland yoga) formed by planets stationed in a line from Mars in Capricorn to Sun and Moon in Cancer. All planets would have to obey the dictates of these starting (Mars) and ending (Moon, Sun) planets in the yoga. The start of the yoga in the 4th house with Mars in exaltation shows the extent of properties involved. The ending shows the beneficiary as 10th lord Moon, which can be mother on the one hand and 11th lord Sun showing elder siblings on the other hand. The native is indicated by Venus, which is in exaltation showing high ideals in this matter and being in maraṇa kāraka sthāna, the native will die a thousand times with the pain that the cheating of elder siblings brings to his basket of life experiences. Venus is also the dispositor of Saturn in the 8th house and can bring in some blessings of inheritance. However, he will have to work through either Moon or Sun who are controlling the graha-mālikā yoga.

Jupiter is the 6th lord and dispositor of Venus aspects it by rāśi dṛṣṭi. As 6th lord aspecting the 8th lord, it can show litigation of property or such forced losses. Mercury as 12th lord is not good either.

Conclusion: When the native met the scribe in November 1997 it was clearly stated that professionally he would have suffered a severe setback and that in the last six years in spite of all remedial measures like using blue sapphire and emerald (!) the native would have lost property that would have been taken over by the elder siblings. In fact by using blue sapphire (Saturn) the 4th lord in 8th house duryoga would have got activated and emerald (Mercury) activates the 3rd and 12th houses. The vibrations of these planets causing losses is aggravated. Instead a white sapphire would be ideal to harmonize the beneficial influences of Venus by strengthening its jala tattva thereby also using Moon (jala tattva) to bring in some blessings of property into his life.

Recap: Why was the rivalry with elder siblings? Saturn aspects the Sun (11th Lord) showing the rivalry with elder siblings stemming from ego problems. Here the Moon conjunction is showing the Mother (as significator) and one who is taking sides with the elder siblings. Saturn also aspects the 12th and 9th lord Mercury showing such relations who can also get into a conflict situation with the native.

Ambani Brothers

When Mr.A.D. asked me about the estates of the late Dhirubhai Ambani and the rivalry between the siblings, I had maintained that settlement will be made by Mukeshbhai Ambani (elder sibling) and although the world would think that the brothers will destroy themselves, I maintained that they were one and would soon be together. Finally this prediction proved true and they united by the grace of Śrī Kṛṣṇa. Let us see the caturthāṁśa to study the inheritance.
Mukesh Ambani has Libra lagna with Saturn in the 8th house promising huge inheritance but just like the previous case it can show some conflict if it associated with the lords of 11th or 3rd house of elder or younger siblings. In this case, Mukeshbhai is the eldest and 3rd lord Jupiter would indicate the younger brother Anil Ambani. Jupiter conjoins Saturn in the 8th house showing the conflict with younger brother.

Ven-Mer July 2002: Dhirubhai Ambani, founder of the Reliance business empire, dies. Mukesh Ambani becomes chairman and managing director of Reliance Industries Ltd, and Anil Ambani is made vice-chairman. Venus is lagneśa joining exalted 11th lord Sun and Mercury is the 9th lord conjoining the 2nd lord Ketu in 4th house. These planets work together to produce a fortune worth many billion dollars and the Ambani’s are arguably world’s richest family. On Dec 28, 2002 Shareholders get their first hint of a family feud as only Mukesh Ambani is present at the launch of Reliance Infocomm. Younger brother Anil is absent amid rumours that he is unhappy at being edged out of crucial company decisions.

Ven-Jup June 17, 2004: Anil Ambani files nomination for Rajya Sabha and eventually gets elected as an independent Member of Parliament. Mukesh does not approve of this political step of Anil. Jupiter is the 3rd lord and is likely to bring some fortune to the younger brother.

Ven-Jup July 17, 2004 Reliance Industries board votes to give Mukesh the right to make all investment decisions. Anil says move lacked “proper” discussion implying that the decision was bulldozed.

Sat-Sat Nov 2004: With the advent of Saturn daśā the feud between the brothers becomes public. The more conservative Mukesh is adverse to splitting the companies while Anil wants control over his share of the fortune. On Nov 16, 2004 Mukesh tells a television channel that his company faces “ownership issues”. The next day Reliance stock falls by 3.4 per cent (group’s market capitalisation drops by $550 million). Mercury is also the 12th lord and loose talk can see fortunes dwindling. M.L. Bhakta, a Reliance director since 1977, resigns, triggering further speculation. Later in June 2005 family reaches a settlement to split the Reliance group in a deal brokered by their mother Kokilaben and ICICI Bank CEO K.V. Kamath.

Sat-Rāhu 2006: Formal split takes place, with Mukesh taking control of flagship Reliance Industries, with interests in petrochemicals, oil and gas exploration, refining and textiles. He has since launched a retail venture. Anil gets telecoms, power, entertainment and financial services. The Anil Dhirubhai Ambani Group includes Reliance Communications Ltd, Reliance Infrastructure Ltd, Reliance Capital Ltd, Reliance Natural Resources Ltd (RNRL) and Reliance Power Ltd. Rāhu antardaśā is an unreliable period for peace as both Saturn and Rāhu show ‘bheda niti’ and instead indicates some deadly battles to come as Rāhu infuses the deal with all sorts of doubts like a ‘non-compete agreement’ and which becomes the bone of contention. The battle rages on as Mukesh is definitely unhappy to lose his baby Reliance Infocomm.

Sat-Moon Jan 2008 Feud is reignited over an agreement for Mukesh’s exploration company to sell gas to Anil’s power company at discounted rate for 17 years. The Gas deal was vetoed by the then petroleum minister Murli Deora who says neither company has the right to trade the government’s gas at discounted rates. Anil publicly accuses Deora of being in league with his brother! He wrote: “Typically the government intervenes to bring down consumer prices or increase its own revenues. The Petroleum Ministry’s actions unfortunately do neither. The lone beneficiary is Reliance Industries.” Anil’s proposed 4,000 Megawatt gas power station, would end power cuts in New Delhi and naturally he gets public sympathy and the elder brother is seen as a bully. However, we must not forget that a price agreement for 17 years was quite impractical in the first place and looks like Mukesh was pushed into it. Pranab Mukherjee, the senior Finance Minister said it was a matter of “national interest” for the brother’s to resolve their dispute privately.

Name Reversal Upadeśa
A friend of the family said the dispute was a “Shakespearean tragedy,” which had its roots in tensions between Anil and Mukesh’s wives Nita and Tina. From an astrology perspective, when names letters are reversed it shows a ‘Rāhu relationship’ with jealousies and accusations. In fact the holy name Rāma is the automatic counter to the worst maraṇa tantra called ‘māra’ as the syllables ‘ra’ and ‘ma’ are reversed. But then, this is not permanent as the stars speak a stronger language.

Sat-Moon July 2008: Reliance Communications calls off merger talks with South Africa’s MTN after Mukesh makes a claim on the shares of Anil’s telecom firm leading to a stalemate and Anil has no options. By now, the younger Anil Ambani is fuming at two direct hits from elder brother.

June 15, 2009: Mumbai’s High Court directs Reliance Industries and RNRL to enter a gas supply agreement within a month.

Caturthāṁśa calculation

The one-fourth (quarter) division of a rāśi measures 7°30’ and there are four such caturthāṁśa [called ‘turyāṁśa’ by Parāśara] in every sign.

  • The first caturthāṁśa (0-7°30’) of every sign maps to itself
  • second caturthāṁśa (7°30’-15°) of every sign maps to the sign in the fourth house
  • third caturthāṁśa (15°-22°30’) of every sign maps to the sign in the seventh house
  • fourth caturthāṁśa (22°30’-30°) of every sign maps to the sign in the tenth house

In this manner the four kendra from every sign rule the four caturthāṁśa, a necessary condition set by Parāśara.


Table 25: Caturthāṁśa Table

Rāśi 7° 30′ 15° 0′ 22° 30′ 30° 0′
1 Aries Aries Cancer Libra Capricorn
2 Taurus Taurus Leo Scorpio Aquarius
3 Gemini Gemini Virgo Sagittarius Pisces
4 Cancer Cancer Libra Capricorn Aries
5 Leo Leo Scorpio Aquarius Taurus
6 Virgo Virgo Sagittarius Pisces Gemini
7 Libra Libra Capricorn Aries Cancer
8 Scorpio Scorpio Aquarius Taurus Leo
9 Sagittarius Sagittarius Pisces Gemini Virgo
10 Capricorn Capricorn Aries Cancer Libra
11 Aquarius Aquarius Taurus Leo Scorpio
12 Pisces Pisces Gemini Virgo Sagittarius

For example, if Jupiter were to be in Taurus 13°21’, then it is in the second quarter, or 2nd caturthāṁśa of Taurus. The second quadrant reckoned from Taurus is Leo. Therefore, Jupiter would be placed in Leo in the caturthāṁśa D4 chart and Sun, the lord of Leo would be the caturthāṁśa lord of Jupiter. In this manner we determine the caturthāṁśa placements of all planets and ascendant(s) and place them in a new chart called caturthāṁśa chakra or simply, D4 Chart.



Parāśara states that the turyāṁśa is to be used for deciphering the “bhāgya”

तुर्यांशे भाग्यचिन्तनम् turyāṁśe bhāgyacintanam | vargavivekādhyāyaḥ śloka 2

The word bhāgya generally means fortune and is always translated as such by all vedic astrologers. This was true at a time when land was the sole means to wealth and property. [D4 Chart] However, among brāhmaṇa, the wealth was measured in knowledge and books and even during marriages, books were given as dowry instead of gold (vaiśya) or lands (kṣatriya). [D4-V Chart]

Bhāgya generally does mean luck, fortune and indicates fate or destiny (resulting from merit or demerit in former existences) which brings both fortune or misfortune. It shows those tangible factors of wealth, which are measured on the basis of horā (wealth), ghāṭikā (power), varṇada (career) and other special lagna. It is the sources that bring fortune (good/bad), luck, happiness (materialistic sense for caturthāṁśa) and the general welfare. [D4 Chart]

Bhāgya as with bhāga refers to a portion of the division like property division among siblings, settlement of affairs of the deceased, and that which gives entitled to a share. [D4 or D4-V Chart]

Bhāgya is derived from ‘bhā’ and refers to the bha-chakra created by the nakṣatra. We know that the standard division of the nakṣatra is into four-parts called pada. The turyāṁśa D4 of the rāśi chart follows the pattern of the nakṣatra in dividing the rāśi instead, into four parts. Just as the four pada of the nakṣatra represent dharma, artha, kāma and mokṣa, so also the four turyāṁśa represent dharma, artha, kāma and mokṣa as the four āyana (or goals of life). [D4-V Chart]


Standard Nativity

Body CK Rāśi Longitude Aṁśa D4
Lagna Pi 14°09’35.05″ 2 Gemini
Sun BK Cn 21°05’26.73″ 3 Capricorn
Moon MK Aq 19°59’58.39″ 3 Leo
Mars PK Vi 13°41’50.86″ 2 Sagittarius
Mercury GK Le 13°24’10.31″ 2 Scorpio
Jupiter AmK Pi 26°08’49.37″ 4 Sagittarius
Venus PiK Cn 14°56’57.20″ 2 Libra
Saturn AK Cp 26°50’34.78″ 4 Libra
Rāhu DK Ge 25°46’35.36″ 4 Pisces
Ketu Sg 25°46’35.36″ 4 Virgo


Standard Notes

Kārya bhāva: Fourth house of Rāśi Chart (D1) as well as the 4th house of caturthāṁśa (d4 chart) is the kārya bhāva. This house is taken as the lagna for properties and examined keeping the two significators Mars (bhūmi kāraka) and Ketu (gṛha kāraka) in mind.

Kāryeśa: The lord of the 4th house of rāśi chart is kāryeśa. The position of this planet and its nature shows the sources of joys and sorrows. It must be very strong in the caturthāṁśa chart for real benefit from properties. If it is weak then either property assets maybe absent or if present, will be a source of constant turmoil and troubles or maybe lost.

Kāraka: If the kāryeśa is on own sign in the rāśi chart and caturthāṁśa, then the nitya kāraka (Mars and Ketu) must be taken as the final controller. If the kāryeśa is exalted then it has the power to become the final controlled (kāraka) just as Viṣṇu is all powerful in matters of sustenance. If the kāryeśa is in other signs including those of enemies or in debility, then the dispositor of the kāryeśa, called anitya kāraka, becomes the final controller.


I. Lagna shows the attitude to property and wealth.
If the lagneśa is in kendra then the native has balanced ‘normal’ attitude in property matters. If exalted then the native desires to lord over vast property. If in koṇa (5th/9th houses), he feels blessed with property. If in duṣthāna, then he is always troubled by property or tends to lose them due to various factors like ignoring them or calamity or tax etc. If debilitated, he has negative attitude in property matters.
II. Dhana bhāva shows the wealth accumulated and being the 11th house (gains) from 4th house, it shows the sources through which or people for whom properties are purchased. Such people are the good nimitta (omens) for property matters.
Kendra from dhaneśa (2nd lord) show the sources of the capital for buying property. Unless 2nd lord is associated with 8th house the native will not take loans for buying property.
III. Duścikya bhāva is definitely the one which gives bad thoughts and anger as it shows the loss of property – being 12th bhāva (loss) from the 4th house (happiness due to property, home).
In partition matters, this is the house of siblings with whom the native must share the property inherited. It diminishes his share and to that extent is also a loss, reduction of share. This bhāva can cause considerable heart burn and fights. If the 3rd lord is placed in a kendra or koṇa, the native claims his share of the property. If it is in a duṣthāna, he may renounce the property.
IV. Gṛha bhāva is the home, residence and the overall controlling kārya bhāva for the caturthāṁśa. Just as planets placed in the lagna are very beneficial, so also planets placed here will show when you build your dream home. Duryoga yoga in this house can cause severe suffering due to losses of property and home.
V. Mantra bhāva is a trine to lagna and the 2nd house (wealth) from 4th bhāva, it shows the acquisition of properties and their maintenance (sustenance). Beautiful planets show how you keep the home beautiful whereas malefic planets can show the troubles at home.
If the 5th lord associates with the 4th house, then the native builds a palace! The 5th lord in a duṣthāna can show poor maintenance and breaking or damage to property.
Shares and stock holdings are seen in this house besides all sorts of speculation relating to property.
VI. Śatru bhāva is a real duṣthāna and never upachaya in the caturthāṁśa as material wealth always brings jealousy and enmity during kali yuga. Wherever the lord of this bhāva shall be placed, it shall cause some troubles. Being the 3rd (parākrama) from 4th house (property), one has to battle to save property. In the charts of kings who have fought for their kingdom, this combination is the indicator.
Livestock and servants are also seen in this house, especially if it is beneficially disposed.
VII. Partners or tenants are shown in the 7th bhāva of caturthāṁśa as it is the business associated with property. Real estate dealers and people who have huge income from rental properties need to have strong yogas in this house.
Mars in this house confirms constant trouble with tenants and giving property on rent can result in loss as Mars is in maraṇa kāraka sthāna in this bhāva.
VIII. Āyur-bhāva is a trine to the 4th house and as such promises great property inheritance if this house is in some manner connected with the kāraka Saturn. All planets in this house do show some inheritance except the lord of the 3rd house which shows renunciation of inheritance.
IX. Bhāgya bhāva is an upachaya from the kārya bhāva being 6th (growth) from 4th house (property). It brings good fortune from properties, their growth and good investments which bear fruit.
X. Karma bhāva shows office properties and business premises as opposed to home in the 4th house. It is also a māraka bhāva for home indicating that unless the planets in the 10th and 4th bhāva have positive associations, it is never advisable to work from home.
XI. Lābha bhāva is the promise of owning the property for long periods if beneficially disposed. Loans against property come from this house.
XII. Vyaya bhāva is personal loss as well as fortune (or misfortune) for the 4th bhāva, as it is 9th from 4th house. Malefic planets in this house can cause loss of property due to natural calamities and “acts of god”.

This is a view of the houses in caturthāṁśa in a nutshell. There are many things to learn about home and property as this is one of the most important areas of horoscope study.



Śloka 9½: स्वर्क्षादिकेन्द्रपतयस्तुर्यांशेशाः क्रियादिषु।
svarkṣādikendrapatayasturyāṁśeśāḥ kriyādiṣu |
sva-self; rkṣa-sign; adi-others; kendra-quadrants; pati-lord; turya-fourth, fourth state of soul; aṁśa-part, division; īśa-lord; kriyā-Aries;
Translation: The turyāṁśa (one-fourth divisions) of a sign are ruled by the lords of the kendra from it, in order, reckoned for Aries and other (signs).

The word caturthāṁśa is normally used by vedic astrologers to refer to the standard D4 chart where immovable properties and such wealth is seen. There are a number of subjects handled in the fourth house which includes mokṣa (kendra), property, home and residence, mother, family affairs including maids, happiness, comforts, vehicles etc. It is natural that we cannot use one chart for everything as they do not fall into the same level of consciousness nor are they based on similar principles.

Parents are studied from dvādaśāṁśa (D12), and mother gets included in that chart. Venus is the significator of vehicles and comforts and is in the mental level for which we have the D16 chart (16=12+4, second cycle D4). Maids and servants have Saturn as significator and would have a different chart than properties and residences which have Mars and Ketu as significator.

However, we would like to make it amply clear that there are at least five methods of calculating the Turyāṁśa D4. Three important methods are listed below.

  • D4 Chart: Standard ‘Caturthāṁśa’ which is used for property, especially immovable although it can include everything of tangible value including expensive gifts, gemstones, shares and stocks etc.
  • D4-V Chart: which is the Vedāṁśa (from the four veda – Ṛk, Yajur, Sāma and Atharva veda) and the four sons of Brahma who are in perfect celibacy and reciting the roots of the four veda. This includes all ‘indestructible property’ which falls in the realm of knowledge that is indestructible. It maps into the four gāyatrī which are the four junctions of the day and defined as the power of the four devatā – Brahma, Viṣṇu, Rudra and Indra.
  • D4-P Chart: the Parivṛtti Caturthāṁśa

Observation: We are more concerned with the physical consciousness at the D4 level and Parāśara has not advised us to study all possible D4 charts. Therefore at this stage, we stick to the standard caturthāṁśa chakra where Mars is bhūmi kāraka, the significator of property while Ketu is gṛha kāraka the significator of built-up property like house, home, factory or any building. Although, to be very clear, we must reiterate that Parāśara has advised the study of turyāṁśa, D4-V which is for the Veda and Vedic learning. We may cover this in the future.

Pt.Sanjay Rath
Sanjay Rath belongs to a traditional family of astrologers from Bira Balabhadrapur Sasan village of Puri, Orissa, which trace their lineage back to Shri Achyuta Das (Sri Achyutananda).
Students: sanjay.rath@...
Readings: sanjay@srath.in


  • Nitin Bhanap

    nbhanap@gmail.com +19195392537 Nitin Bhanap is an IT professional turned Vedic astrologer by the grace of Guruji (Pt. Sanjay Rath). Nitin is originally from Bombay, Maharashtra and now based in Raleigh USA. Nitin comes from a family of astrologers and Jyotiṣa was part of his early life because of his father and grandfather who had a career in corporate world, however practiced Jyotisa to help and guide people. Nitin pursued his interest in Jyotisa by reading many books, however after meeting Guruji (Pt Sanjay Rath), at the Someshwara Shiva temple prāṇa pratiṣṭhā in Ashveille NC, USA, Nitin found his Jyotiṣa Guru (Pt. Sanjay Rath). Nitin’s early life was spent in boarding school and then in Mumbai, where he completed his Master’s in Mathematics and then left for USA at the age of 23 to pursue career in IT and is still living in USA with his wife and one daughter. Nitin worked for many large corporations in USA and now has taken up Jyotisa seriously by volunteering to leave his professional career at Verizon to pursue Jyotisa studies further under guidance of Guruji (Pt. Sanjay Rath). Nitin joined Parāśara 5-year course under tutelage of Pt. Sanjay Rath in 2012 and completed his Jyotisa Paṇḍita certification in 2016 and now in the 3rd year of Jaimini Jyotisa under Pt. Sanjay Rath. Nitin has also currently enrolled Mantra Shastra course and continuing pursuing his Jaimini studies. Nitin continues to practice Jyotisa by guiding many young and middle-aged adults about their careers, marriage, children and many other areas of life. Nitin does the Jyotiṣa practice as an offering to Mahadev as Shiva is Parameṣṭhi Guru and the ocean of all knowledge Nitin is also learning Advaita Vedanta from Chinmaya mission and is currently serving as President of Chinmaya mission Raleigh Durham. As a part of Chinmaya mission, Nitin teaches Vedanta to young high school children on Sunday’s and organizes many spiritual discourses on Vedanta by inviting Chinmaya mission Swamiji’s from different US centers as a part of his seva to the Raleigh Durham community

  • Kaartik Gor

    kaartik@kaartikgor.com +971555532511 www.kaartikgor.com Kaartik Gor is a professional Vedic Astrologer, originally from Somnath, Gujarat and now based in Dubai. Kaartik comes from a family of priests and Jyotiṣa was part of his life since early days though he got interested after meeting his Gurudev. His early life was spent in Gujarat and later Mumbai where he completed his Engineering and later worked with corporate giants in their Sales and later as a Project Manager in Mumbai & Dubai. He later migrated to Dubai in 2002 and is now based there, though he consults and teaches globally via his webinar, conferences and personal contact classes. He also writes for leading publications and was instrumental in many positive changes related to Vedic scriptures in the GCC region. Kaartik Gor considers himself to be very fortunate and takes pride to be amongst the first direct students of his Gurudev (as he like to address him) Pt. Sanjay Rath. He strongly feels “Knowledge is Shiva” and takes pride in being associated with a tradition which dates back to 2500 years! He strongly feels that Jyotiṣa is his road to attain moksha since it gives him an opportunity to heal souls and make his life worthwhile. Teaching Jyotiṣa is something he enjoys a lot and being a young Turk likes to make it easy for Beginners to understand and implement the knowledge in their day to day life. He is a firm believer that knowledge should be applicable else its waste of time! Kaartik has been part of all major programs conducted by his Gurudev and has been associated with him for approx. 2 decades during which he is now a Jaimini Scholar, Jyotiṣa Pandita (Brihat Parashara Hora Shastra), Mantra Shastra among others. He still likes to call himself a Beginner and strongly advocates what his Gurudev told him “Knowledge is an Ocean, Start Swimming”. He truly believes that best Gurus are those who make best friends and likes to be grounded and approachable. His mission is to spread this brilliant Vedic knowledge globally and work tirelessly to achieve it, no mood to rest On a personal note he loves taking care of Cows and does his bit for them. He also loves music, singing, watching movies and playing squash!